Designed With You in Mind
As a firm, we offer the following services to individuals, families, business owners and institutions.

Investment Management
- Strategic asset allocation development
- Fund and security selection
- Trading and rebalancing
- Cash flow optimization
- IRA, Roth IRA, taxable brokerage accounts
- Custom and direct indexing
- Security screening to align with your values

Retirement
- Spending/savings analysis
- Withdrawal strategies
- Social Security optimization
- Required minimum distributions (RMDs)
- Employer plan investment review
- Pre-tax vs after-tax contributions
- Back door Roth strategies
- Roth conversions in retirement

Tax Planning
- Asset location (Roth vs traditional vs brokerage)
- Tax-efficient portfolios
- Withholdings assessment
- 1040 review
- Charitable giving
- Tax-advantaged savings
- CPA referrals

Estate Support
- Beneficiary reviews
- Gifting strategies
- Trust vs will assessment
- Inheritance tax mitigation
- Asset protection
- Attorney referrals

Risk Management / Insurance
- Life insurance evaluation
- Disability income review
- Employer / open-enrollment review
- Umbrella insurance coverage
- Medicare resources

Education Savings
- 529 plan setup and review
- Projected education costs based on school type
- Saving and investing assessment
- Tax advantages