What began as a continuation of last year’s positive momentum quickly gave way to increased uncertainty and heightened geopolitical tension. In just the first three months of the year, we’ve seen continued AI-driven disruption in the software industry, a Supreme Court decision striking down tariffs and adding to trade uncertainty, and a war in Iran that triggered a sharp spike in oil prices.
Rising unemployment, persistent inflation, tariffs, volatility, the longest government shutdown in U.S. history, concerns on stock market valuations, and yet again, double-digit gains for the U.S. stock market in 2025.
As we head into 2026, investors, families, and business owners are all wondering the same thing: What’s coming next? The markets have had a strong run, technology and AI continue to change at lightning speed, and interest rates are easing. We break down three big themes as we head into the new year.
With 2026 on the horizon, now is a great time for investors and retirement savers to stay informed about the updates that could influence their financial strategies. This includes changes to retirement plan and HSA contribution limits, gifting rules, and the latest Social Security and Medicare adjustments.